Free Terms of Service Generator
A terms of service generator is a legal document tool that produces a website or app's user agreement, defining acceptable use, account rules, payment and refund terms, intellectual property ownership, liability limits, and termination rights.
TERMS OF SERVICE
Effective Date: 2026-10-18
These Terms of Service ("Terms") govern your access to and use of [SERVICE NAME], a software-as-a-service application operated by [BUSINESS NAME] ("we," "us," or "our") at [WEBSITE URL] (the "Service"). By accessing or using the Service, you agree to be bound by these Terms.
1. ACCEPTANCE OF TERMS
By using the Service, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree, do not use the Service.
2. ELIGIBILITY AND ACCOUNTS
You must be at least 18 years old to use the Service. You may be required to create an account to access certain features. You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account.
3. USE OF SERVICE
You agree to use the Service only for lawful purposes and in accordance with these Terms. You agree not to misuse the Service, attempt unauthorized access to our systems, or interfere with the Service's normal operation.
4. PAYMENT AND REFUNDS
Certain features of the Service require payment. Fees are billed as described at the time of purchase or subscription. Except where required by law, payments are non-refundable once processed. Subscription plans may be cancelled at any time, effective at the end of the current billing period.
5. PROHIBITED CONDUCT
You may not use the Service to violate any law, infringe on intellectual property rights, transmit harmful code, harass other users, or attempt to reverse-engineer or resell the Service without authorization.
6. INTELLECTUAL PROPERTY
The Service, including its content, features, and functionality, is owned by [BUSINESS NAME] and protected by intellectual property laws. You retain ownership of any content you submit through the Service, but grant us a license to use it as necessary to operate the Service.
7. LIMITATION OF LIABILITY
To the maximum extent permitted by law, [BUSINESS NAME] shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Service. Our total liability for any claim shall not exceed the amount you paid us in the twelve months preceding the claim.
8. TERMINATION
We may suspend or terminate your access to the Service at any time for violation of these Terms. You may stop using the Service at any time.
9. DISPUTE RESOLUTION AND GOVERNING LAW
These Terms are governed by the laws of the State of California, without regard to conflict of laws principles.
10. CHANGES TO THESE TERMS
We may update these Terms from time to time. Material changes will be reflected by updating the effective date above. Continued use of the Service after changes constitutes acceptance of the updated Terms.
11. CONTACT
Questions about these Terms can be sent to [CONTACT EMAIL].Disclaimer: This template is for informational purposes only and does not constitute legal advice. This template is designed for US jurisdictions. Review with a legal professional before use.
How to use the Terms of Service Generator
- 1
Describe your service
Enter your business name, site or app name and URL, contact email, and select your service type — SaaS, e-commerce, content site, or marketplace — so the agreement's clauses match how your product actually works.
- 2
Set account rules
Specify a minimum age requirement and whether users must register an account to use the service. These baseline eligibility rules protect you if a minor or unauthorized user attempts to access your product.
- 3
Define payment and refund terms
If you charge for your service, describe your subscription or one-time payment structure and refund policy. This section is omitted automatically if your service is free, keeping the document relevant to what you actually offer.
- 4
Set usage boundaries and liability limits
Define prohibited conduct, who owns content or intellectual property created through the service, and a limitation-of-liability clause capping your exposure if something goes wrong. These clauses are standard in nearly every enforceable terms document.
- 5
Download the agreement
Preview the completed Terms of Service, copy the text, or export a PDF to publish at your site's /terms page. Update the effective date whenever your service or pricing changes materially.
Who this tool is for
SaaS founders launching a product who need a Terms of Service page before accepting their first paying customer. Marketplace and community platform builders who need clear rules around user conduct and content ownership. Agencies building client websites that need a defensible starting Terms of Service template they can hand off with every project.
FAQs about using the Terms of Service Generator
The two terms are generally used interchangeably to describe the same type of document — the legally binding rules users agree to when using your website or app. Some businesses use one label consistently for brand-voice reasons, but there's no legal distinction between them.
A well-structured template covers the standard clauses most small businesses need — acceptable use, payment terms, liability limits, and termination. Consult a lawyer if your business handles sensitive data, operates in a heavily regulated industry, or faces significant legal or financial risk.
It should cap the maximum amount you can be held liable for, typically limited to fees paid by the user in a recent period, and exclude indirect or consequential damages. This protects a small business from being exposed to unlimited financial risk from a single dispute.
State clearly whether payments are refundable, under what conditions, and how customers can cancel a subscription. Vague or missing refund language is one of the most common sources of billing disputes and chargebacks for small SaaS businesses.
Arbitration clauses require disputes to be resolved outside of court, which can be faster and cheaper than litigation for a small business. They're common in consumer-facing terms, though enforceability varies by jurisdiction, so review your state's rules before relying on one exclusively.
You can use a single document as a foundation, but review the acceptable-use and payment sections to make sure they reflect any differences between platforms, such as in-app purchases or app-store specific rules that a website doesn't have.
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