Our solution lets SMBs to “digitalize” their on-line and off-line customers and build the loyalty/retention program based on soft as a service approach with action reward mechanic. Unlike banks or cash-back providers (privat bank, monobank, letyshop.com, cashback.pro) – whose solutions basically does not solve the question of loyalty/retention but rather simply fix the lost in income of businesses, Chili wallet lets the businesses connect with their customers through a unique referral link (QR code for offline), define unique cash-back mechanism in own custom bonus token, issue crypto-based vouchers and sell them through embedded market place. Also we supply SMBs with the communication channels to their customers through push messages and by means of “gifting” (analogue to airdrop) the crypto vouchers through standard messengers or social networks (e.g. to present a cup of coffee by means of crypto voucher). Also our clients receive intuitive CRM and cashier interface. With Chili wallet the businesses have freedom easily to change cash-back size, nominal or other terms of their promo campaign, to attract new customers through air drop function and virtual geo-positioned map or marketplace where all offers are presented.